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Scallix Prepaid Payment Solutions

How the Scallix Closed-Loop Prepaid System Works.

A prepaid payment model designed for participating smart coolers, vending machines and unattended retail environments. Understand how prepaid balances, customer purchases and program management work together.

PREPAID FUNDING · CUSTOMER PURCHASES · PROGRAM MANAGEMENT
Scallix Prepaid Card for participating unattended retail locations
Scallix Prepaid Cards System
Understanding Closed-Loop Prepaid

A Different Way to Fund and Manage Purchases.

Traditional card payments generally involve a new payment transaction whenever a customer makes a purchase. A closed-loop prepaid model works differently: funds are made available in advance and purchases are made against an existing prepaid balance.

The Scallix Prepaid Cards System is designed to support this approach across participating Scallix-enabled retail environments.

By separating the initial funding of a prepaid balance from subsequent purchases, the model creates an opportunity to reduce eligible transaction-level processing costs while supporting controlled purchasing programs.

See How the Process Works
THE CORE CONCEPT
Funds Added in Advance A prepaid balance is established before purchases are made.
Purchases from Available Balance Participating users make purchases using their prepaid balance.
Managed Prepaid Program Operators manage cards and participating users according to their program configuration.
The Four-Step Process

From Prepaid Funding to Everyday Purchases.

A straightforward model that connects prepaid funding, customer access and purchases at participating retail locations.

01

Issue the Prepaid Card

An operator provides a prepaid card to an authorized customer, employee, student, guest or other approved user.

CUSTOMER ACCESS
02

Fund the Balance

Funds are added in advance, creating an available prepaid balance for future purchases.

PREPAID FUNDING
03

Make a Purchase

The cardholder uses the prepaid card at a participating Scallix-enabled retail location.

RETAIL PURCHASE
04

Manage the Program

The operator manages participating cards and the prepaid program according to the selected configuration.

PROGRAM MANAGEMENT
Why the Model Matters

Designed Around the Economics of Unattended Retail.

A prepaid balance can change how purchases are funded and how transaction-level payment costs are approached.

01 / FUNDING

Advance-Funded Purchases

Funds are made available before purchases take place, rather than requiring a new conventional card transaction for every eligible purchase.

02 / COST STRUCTURE

Processing Cost Optimization

Eligible purchases from an existing prepaid balance can avoid conventional transaction-level card processing fees, subject to the applicable program terms.

03 / ACCESS

Controlled Purchasing

Prepaid cards can be provided to authorized users within a participating purchasing program.

04 / MANAGEMENT

Fleet and User Management

Support management of prepaid cards and participating users according to the selected program configuration.

05 / FLEXIBILITY

Adaptable Program Design

The prepaid program can be considered in the context of different business requirements and operating environments.

06 / CONNECTIVITY

API Integration Flexibility

Flexible design allows consideration of integration with different APIs, based on the requirements of the intended deployment.

Built Around Business Requirements

One Prepaid Concept. Flexible Program Configurations.

Every unattended retail operation has its own customer base, purchasing environment and operational requirements.

The Scallix Prepaid Cards System is designed to accommodate different business needs, from local operators to larger automated service providers.

Its flexible design also allows integration with different APIs to be considered when evaluating a particular business or technical requirement.

Discuss Your Requirements

Designed for Different Operating Needs.

The appropriate prepaid program configuration depends on the organization's operational and technical requirements.

01 Business requirements
02 Customer and user structure
03 Prepaid program configuration
04 API integration considerations
05 Deployment evaluation
Potential Applications

Prepaid Purchasing Across Different Environments.

The model can be evaluated for participating automated retail environments and controlled purchasing programs.

Smart Coolers

Prepaid purchasing at participating connected cooler locations in workplaces, hospitality and other environments.

Vending Machines

An alternative prepaid payment option for participating unattended vending locations.

Micro Markets

Explore prepaid access for customers purchasing in participating self-service retail environments.

Workplace Programs

Advance-funded purchasing for employees and authorized workplace users.

Education & Campuses

Prepaid purchasing programs for approved users in participating educational environments.

Hospitality & Facilities

Controlled purchasing options for guests, residents and authorized users.

Frequently Asked Questions

Understanding the Scallix Prepaid Cards System.

Key information for operators evaluating a closed-loop prepaid payment solution.

What is a closed-loop prepaid payment system?

A closed-loop prepaid payment system allows users to make purchases using funds loaded in advance to a designated prepaid balance. Purchases are made within the participating program rather than initiating a new conventional card transaction for each eligible purchase.

How does the Scallix Prepaid Cards System work?

The model involves issuing a prepaid card, funding a balance in advance, using the card for purchases at participating Scallix-enabled locations and managing the program according to its configuration.

Can prepaid purchases reduce payment processing fees?

Eligible purchases made from an existing prepaid balance do not require a new conventional card transaction at the point of purchase. This can reduce transaction-level processing expenses on those eligible purchases, subject to applicable terms.

Can the system support different types of operators?

The Scallix Prepaid Cards System is designed for different business requirements, including local businesses and larger automated service providers. The appropriate program configuration should be evaluated for each operation.

Can the prepaid system integrate with other APIs?

The system's flexible design allows integration with different APIs to be considered. Specific integration requirements and feasibility should be reviewed for each deployment.

Can operators manage prepaid cards for private clients?

The prepaid program can support controlled purchasing arrangements for authorized customers, employees, guests and other approved users, depending on the selected configuration.

Where can Scallix Prepaid Cards be used?

The cards are intended for participating Scallix-enabled retail locations. The available environments and deployment requirements should be confirmed with Scallix.

How can my organization evaluate the system?

Contact Scallix to discuss your operating model, customer requirements, program configuration and potential financial impact.

Scallix Enterprise Solutions

Explore a Smarter Approach to Prepaid Purchasing.

Whether you operate vending machines, smart coolers or a larger unattended retail network, Scallix can help you evaluate a prepaid payment strategy aligned with your business requirements.

Talk to Scallix