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Scallix Payment Solutions

Scallix Prepaid Cards System.
Optimize Payment Costs at Scale.

A smarter closed-loop prepaid payment solution for large-scale vending, micro market and unattended retail operations. Help reduce transaction-level credit card processing costs while bringing greater control to customer spending.

BUILT FOR SMART COOLERS · VENDING · MICRO MARKETS · UNATTENDED RETAIL
Scallix Prepaid Card for controlled payments across unattended retail locations
One prepaid balance. Participating Scallix-enabled locations.
Closed-Loop Prepaid Purchases from an existing prepaid balance
Greater Spending Control Access and balance management
Designed for Unattended Retail Smart coolers, vending and connected locations
A Better Payment Strategy

Payment Costs Matter More as Your Network Grows.

Every transaction contributes to the economics of an unattended retail operation. Across a network of smart coolers, vending machines and micro markets, transaction-level processing costs can become a recurring operating expense.

The Scallix Prepaid Cards System introduces a closed-loop payment model: funds are added to a prepaid balance before purchases are made. When customers use that existing balance at participating Scallix-enabled locations, a new credit card transaction is not required at every purchase.

For operators, this creates an opportunity to reduce eligible transaction-level processing costs while managing access and spending across participating locations.

Explore the Potential Savings
↗

From Transaction Costs
to Cost Optimization

A different way to approach payment economics across a connected unattended retail network.

The Business Advantage

More Control. Lower Eligible Processing Costs. Better Economics.

A prepaid payment model can help operators rethink how purchases are funded, processed and managed across their unattended retail locations.

01 / COST OPTIMIZATION

Reduce Processing Expenses

Eligible purchases made from an existing prepaid balance do not require a new credit card transaction at the point of purchase.

02 / SPENDING CONTROL

Manage Purchasing Access

Provide prepaid access to authorized customers, employees, students, guests or other approved users.

03 / NETWORK MANAGEMENT

Manage Across Locations

Manage participating prepaid cards and monitor spending across connected retail locations.

04 / CUSTOMER EXPERIENCE

Simplify Repeat Purchases

Customers use their available prepaid balance instead of presenting a credit card for every purchase.

05 / FLEXIBILITY

Adapt to Your Operation

A flexible prepaid program can be structured around the needs of participating businesses and their users.

06 / PAYMENT STRATEGY

Complement Existing Payments

Add a prepaid option alongside other payment methods, subject to the applicable program and system configuration.

Scallix Prepaid Savings Calculator

What Could Payment Cost Optimization Mean for Your Network?

Estimate the potential processing cost reduction across your operation. Adjust the inputs to reflect your fleet, transaction volume and current payment processing arrangement.

Your Operating Profile

Adjust the assumptions to estimate potential savings.

1 machine2,000 machines
501,500 transactions
$250$10,000
0%100%

Estimated Savings

Illustrative potential processing cost reduction

Potential Monthly Savings
$0
$0 potential annual savings
Total Monthly Sales $0
Total Monthly Transactions 0
Estimated Current Processing Cost $0
Eligible Prepaid Share 100%
Estimates are illustrative and shown in USD. The calculation assumes eligible prepaid purchases do not incur conventional transaction-level processing fees. Actual results depend on eligible transaction volume, payment mix, applicable program terms and any service, subscription or other fees. This calculator does not guarantee savings or represent net profit.
The Impact at Scale

Small Per-Machine Costs Can Add Up Across a Large Network.

The following examples illustrate how processing costs can accumulate when similar sales and transaction activity is repeated across a fleet.

Machines Potential Monthly Savings Potential Annual Savings
100$4,250 – $12,565$51,000 – $150,780
500$21,250 – $62,825$255,000 – $753,900
1,000$42,500 – $125,650$510,000 – $1,507,800

Illustrative scenarios based on $1,700 in monthly sales and 350 transactions per machine, using processing rates ranging from 2.5% to 5.95% plus applicable per-transaction charges. Assumes all modeled purchases are eligible for the prepaid model and excludes other program or service fees. Actual savings depend on payment mix and applicable terms.

How It Works

A Simple Closed-Loop Prepaid Payment Model.

Customers fund a prepaid balance in advance and use that balance at participating Scallix-enabled retail locations.

STEP 01

Issue a Prepaid Card

The operator provides a prepaid card to an authorized customer, employee, student, guest or other approved user.

STEP 02

Add Funds

Funds are added to the card before it is used, creating an available prepaid spending balance.

STEP 03

Make a Purchase

The customer uses the prepaid card at participating Scallix-enabled smart retail locations.

STEP 04

Manage the Program

Operators can manage the program, monitor spending and manage cards across participating locations.

Designed for Unattended Retail

One Payment Strategy. Multiple Retail Environments.

Scallix Prepaid Cards are designed for participating Scallix-enabled retail solutions and controlled purchasing environments.

Smart Coolers

Support prepaid purchases at connected smart cooler locations in workplaces, hospitality and other environments.

Vending Machines

Introduce a prepaid purchasing option for customers using participating unattended vending locations.

Micro Markets

Explore prepaid access and spending management across participating self-service retail environments.

Workplace Retail

Provide an advance-funded purchasing option for employees and authorized workplace users.

Education & Campuses

Support prepaid purchasing for approved students and other users in participating campus locations.

Hospitality & Facilities

Offer a controlled prepaid option for guests, residents and authorized users in participating facilities.

Frequently Asked Questions

Scallix Prepaid Cards System: Key Questions.

Learn how a closed-loop prepaid payment model can support unattended retail operations.

What is the Scallix Prepaid Cards System?

The Scallix Prepaid Cards System is a closed-loop prepaid payment solution for participating Scallix-enabled smart coolers, vending machines and other unattended retail locations. Users purchase products using a balance funded in advance.

How can prepaid cards reduce vending machine processing costs?

When a customer purchases products using an existing prepaid balance, a new credit card transaction is not required at the point of purchase. This can reduce transaction-level processing costs on eligible prepaid purchases.

Can the Scallix Prepaid Cards System support large vending and micro market operators?

The system is designed for businesses operating participating Scallix-enabled retail locations. Operators can manage the prepaid program and cards across their participating locations.

Can operators control who uses prepaid cards?

Yes. Prepaid cards can be provided to authorized customers, employees, students, guests, residents or other approved users, supporting controlled purchasing environments.

Can prepaid cards be used across multiple locations?

The Scallix prepaid program supports card management across participating retail locations. The applicable deployment and configuration should be evaluated for each operator.

How much can a vending operator save?

Potential savings depend on monthly sales, transaction volume, current processing rates and the share of purchases made using eligible prepaid balances. Use the Scallix Prepaid Savings Calculator above to estimate a potential outcome.

Does the prepaid model replace all existing payment methods?

The prepaid model can be introduced as an additional payment option. The appropriate payment mix depends on the operator's requirements and the applicable system configuration.

How can an operator evaluate the Scallix Prepaid Cards System?

Contact Scallix to discuss your operating model, participating locations, payment requirements and potential financial impact.

Scallix Enterprise Solutions

Rethink Payment Costs Across Your Unattended Retail Network.

Explore how the Scallix Prepaid Cards System could support your payment strategy, reduce eligible processing expenses and bring greater control to your participating retail locations.

Discuss Your Prepaid Program